Terms & Conditions

Effective Date: 07-22-26

Welcome to Gaia Global Treasury ("GGT," "Platform," "we," "our," or "us").

By accessing or using this platform, you agree to these Terms and Conditions.

1. Acceptance of Terms

By creating an account, accessing the platform, or using any services, you agree to comply with these Terms. If you do not agree, do not use the platform.

2. Eligibility

You must be legally able to enter into a binding agreement under the laws applicable to you. Organizations represent that the individual creating an account has authority to act on behalf of the organization.

3. Platform Purpose

GGT provides software tools that may include: • Registries • Directories • AI recommendations • Collaboration tools • CRM • Project management • Funding discovery • Resource tracking • Document management • Reporting • Dashboards • Analytics The platform is intended to facilitate collaboration and information management.

4. No Financial Advice

Information provided through the platform is for informational purposes only. Nothing within GGT constitutes: • Investment advice • Legal advice • Tax advice • Accounting advice • Financial advice • Banking advice Users should consult qualified professionals before making important decisions.

5. AI Recommendations

Some platform features use Artificial Intelligence. AI-generated recommendations are provided to assist users. AI recommendations: • are estimates • are not guarantees • may contain errors • require human review • should not be relied upon without verification Final decisions remain solely with users.

6. User Responsibilities

Users agree to: • provide accurate information • keep credentials secure • comply with applicable laws • respect privacy • avoid misuse • refrain from uploading unlawful content • maintain current organizational information

7. Verification

Verification status indicates only that certain documentation or information has been reviewed according to platform procedures. Verification does not constitute: • endorsement • certification • legal approval • financial guarantee • government authorization

8. Privacy

Users retain ownership of their data subject to applicable law and any licenses granted through use of the platform. We strive to protect user information using commercially reasonable security practices. No system can guarantee absolute security.

9. Sensitive Information

Certain modules may contain sensitive information. Users agree to: • access only authorized information • respect confidentiality • comply with applicable privacy laws • protect restricted information Unauthorized access or disclosure may result in account suspension.

10. Intellectual Property

All platform software, designs, logos, trademarks, graphics, documentation, and content remain the property of GGT or their respective owners unless otherwise stated. Users retain ownership of content they upload, subject to licenses necessary for platform operation.

11. Third-Party Data

The platform may integrate with third-party databases, APIs, and public information sources. Accuracy, completeness, and availability of third-party information cannot be guaranteed.

12. Funding

Listings of grants, funding opportunities, investments, donations, or financing options do not constitute offers or guarantees. Funding decisions remain solely with the relevant funding organizations.

13. Treasury Services

Where treasury or financial management tools are provided: • they serve as administrative and tracking tools • they do not create fiduciary relationships unless separately agreed • users remain responsible for applicable financial compliance

14. Child Protection Modules

Where child protection functionality exists: • access is restricted • unauthorized access is prohibited • child privacy is paramount • public identification of children is prohibited • safeguarding policies must be followed

15. Acceptable Use

Users may not: • upload malicious software • impersonate others • access unauthorized data • scrape protected information • interfere with platform operations • violate applicable laws • misuse AI systems • distribute harmful content • exploit vulnerabilities

16. Account Suspension

Accounts may be suspended or terminated for: • fraud • illegal activity • abuse • repeated violations • security risks • misuse of restricted information

17. Limitation of Liability

To the maximum extent permitted by law, GGT shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of the platform.

18. Disclaimer of Warranties

The platform is provided "as is" and "as available." We make no warranties regarding uninterrupted availability, accuracy, completeness, or fitness for a particular purpose.

19. Changes

We may modify these Terms from time to time. Continued use of the platform constitutes acceptance of updated Terms.

20. Governing Law

These Terms shall be governed by the laws specified by the platform operator, unless otherwise required by applicable law.

21. Contact

Questions regarding these Terms may be directed to: Gaia Global Treasury Email: germaintrust@gmail.com Website: gaiaglobaltreasury.org

Privacy Commitment

GGT is committed to responsible stewardship of information. We believe privacy is a foundational right. We strive to collect only information necessary to operate the platform, safeguard personal and organizational data, provide transparency regarding data use, and support users' rights under applicable privacy laws.

Important Notice

GGT is a technology platform that provides collaboration, registry, intelligence, workflow, and management tools. Unless explicitly stated in a separate written agreement, GGT is not acting as a bank, investment adviser, broker-dealer, fiduciary, law firm, accounting firm, government agency, humanitarian regulator, or certification authority. Users remain responsible for their own decisions, compliance obligations, and due diligence.